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High Deductible Health Plan (HDHP)
This plan features low premiums and an integrated deductible for both medical and pharmacy costs.
When paired with a Health Savings Account (HSA), employees can set aside tax-free money for current-year health expenses and build savings for the future. |
HDHPs engage consumers to make wise decisions
A High Deductible Health Plan (HDHP) gives employees solid healthcare coverage plus incentives to manage their benefits wisely.
High Deductible Health Plan (HDHP) features
- Simple deductible/coinsurance plan design. Members pay toward the deductible every time they see a doctor or fill a prescription. (Preventive services may be an exception.) Once the deductible is met, standard coinsurance rates apply.
- Out-of-pocket maximum provides a built-in cap on annual health expenses.
- All Humana HDHPs are HSA-compatible. Employer, employee, or both can contribute to an HSA.
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View details about how the HSA works, real life examples, and more. |
Use this side-by-side chart to compare Humana's various health plans. |
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Use our online provider directory to explore the doctors who participate in Humana's network. |
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Humana members can log in to MyHumana to view secured details about their personal health plan. |
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