Life Insurance

Although financial obligations may change over time, the need for your employees to protect and replace lost income in the event of death or disabling accident remains unchanging.

Key features

Core coverage and voluntary benefits available
Group term, level term, and whole life options
Technology-driven communication and enrollment methods that provide accessibility, flexibility, and convenience

Product details

Humana Specialty Benefits offers a wide array of life coverage. Options include:

Group Term Life
Basic Group Term Life: Group Term Life and AD&D insurance are core benefits that help demonstrate your clients’ concern for employees’ financial stability and that of their family.

Supplemental Group Term Life: Employees may also select supplemental life and AD&D benefits to increase their coverage.
Level Term
Offers protection for a specified period of time and pays a death benefit to the beneficiary. Two powerful acceleration policies – critical illness and long-term care – pay “living benefits” when the employee needs the coverage most.
Whole Life
Guaranteed to stay level with the policy for its lifetime, allowing for funds to be taken as loans or used to buy paid-up coverage. Whole life insurance is particularly important during employees’ working years, when they and their families need the coverage most. It’s also a benefit that is going to stay in place once retirement rolls around – no small consideration in today’s economy.

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