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Prescription Drug Coverage

Humana’s pharmacy benefits manage employer costs through innovative plan designs emphasizing cost transparency and choice.

Our prescription drug plans

Humana's innovative prescription drug benefits include Rx4, Rx4 with Deductible, and RxImpactSM. With all three benefit designs, covered prescription drugs are grouped into four levels

Rx4

The lower the drug's coverage level (One, Two, Three, or Four), the less the member pays. Level One, with the lowest copayment, includes many popular generic drugs.

Humana’s Rx4 Pharmacy Discount Program provides discounts of 20 percent or more on some drugs that aren't on the Drug List, such as oral prescription drugs for weight loss.

Rx4 with Deductible

As with Rx4, drugs are grouped into four levels. Members meet a deductible for drugs in Levels Two, Three, and Four combined. Level One drugs, including many generics, are not subject to a deductible.

After meeting the deductible, the member pays a fixed copayment or percentage for each prescription; the plan pays the rest.

RxImpact

Drugs are placed in four groups according to their ability to prevent a serious medical episode in the immediate future. Humana pays a certain allowance for drugs in each group, and then the member pays the balance, if any.

Prescriptions most likely to prevent illness are in the first tier, regardless of their cost. Because each level includes generic and brand-name drugs, members can save money by talking to their doctor about lower-priced medications.

Drug List Search

Search Humana's Drug List for a specific drug or therapeutic class.
  • View possible alternatives for a drug.
  • Look up the estimated retail price of a drug.

Pharmacy Locator

Find participating pharmacy locations and details such as distance, operating hours, phone numbers, and drive thru availability.