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Health Insurance Companies:
Humana Has a Different Approach
At a time when employees and employers seem to spend more and get less, Humana has taken a different approach to solving this healthcare dilemma. More than any other health insurance company, Humana promotes consumer choice and education – so both members and employers get more value from their benefits.
In today's healthcare system, consumers are expected to buy services without knowing costs, follow instructions without understanding reasons, and accept decisions without the opportunity to offer input. That's why Humana committed to a consumer-focused strategy nearly a decade ago – before any other health insurance company recognized that individual consumers have the power to make an impact on healthcare costs.
The key to consumer involvement is the Humana Guidance SolutionSM – an integration of product design, clinical programs, consumer education, and financial forecasting that supports of our product lines.
A Health Insurance Company for Employer Groups and Individuals
Here's how the Guidance Solution helps employers and individual members rein in costs: Innovative products like SmartSuite ® and SmartResults SM offer employers a guarantee of bottom-line savings if they make a commitment to basic consumerism principles – a pledge no other health insurance company offers.
Humana's sophisticated financial forecasting methods let employers model various plan and contribution scenarios to gauge the impact on future expenses. Services like RightSourceSM – Humana's prescription home-delivery service – encourage members to use less expensive healthcare resources. Also, as a health insurance company, we provide a comprehensive suite of clinical programs, tools, and services that help all members stay well when they're healthy and navigate the healthcare system when they're ill.
To find out more about how health benefits and finance converge in Humana's plan designs and guidance, visit Rethink Humana.
For details about Humana group health plans for companies, check out our insurance "Plans & Products".
To explore Humana's affordable individual coverage and to get a health insurance quote, visit HumanaOne.
A Health Insurance Company for Medicare and Tricare Plans
The same consumer-focused thinking that makes Humana a leading health insurance company for employers and individuals extends to members of our government-sponsored plans. For instance, Medicare prescription drug plan members receive a personalized monthly statement called SmartSummary Rx ®. To explore Humana Medicare plans, visit Humana Medicare.
TRICARE Region 3 is managed by Humana Military Healthcare Services.
A Healthcare Company Working for Change and Improvements
In the United States and overseas, Humana has created strategic partnerships that benefit our customers and members. For instance, we partnered with Virgin Life CareTM to launch HealthMilesTM – a health rewards program that motivates people to embrace a more active and healthy lifestyle. We've even worked with other health insurance companies to give healthcare providers and members a better experience. For example, we partnered with Blue Cross and Blue Shield of Florida, Inc. to develop Availity, LLC – a multi-payer database that makes it easier for providers and insurers to share information and process claims in a secure environment.
Healthcare Companies and Philanthropy at the Local Level
As a national health insurance company, Humana is able provide network capacity, products, and resources for innovative health benefits and services. At the same time, our local focus and nimble size allow us to meet you where you live – to understand the challenges in your particular community and provide personal assistance. And we also support local charities and connect people with appropriate and reliable health information through new initiatives, so we can help make every community where we operate a better place to live. Find out more at The Humana Foundation.
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