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Life Insurance

Protect your family and loved ones with life insurance, including both Basic life and Voluntary life insurance plans.

Life insurance provides essential financial security to help replace your income or pay off debts in the event of your death, so your loved ones can maintain their standard of living.

Basic Life and Optional Life Insurance

  • Basic life insurance is a core level of protection provided by your employer. Your policy is backed by one of the most respected and financially secure companies in the insurance industry.

  • Voluntary life insurance is an additional plan you can purchase at affordable rates. To decide if you need to purchase a Voluntary life plan, evaluate whether you expect or have recently experienced major changes that affect your finances - marriage, a home purchase, the birth or adoption of a child, starting a business, sending a child off to college, and more.
  • Both plans are simple, easy to use

    Basic life and voluntary life include these standard features:
    • Guaranteed issue amounts: no medical underwriting questions for pre-specified coverage levels

    • Option to convert to a whole life policy

    • Ability to waive the premium in the event of a qualifying disability

    • A living benefit that pays up to 50 percent of the total benefits available if life expectancy is less than 24 months

    HumanaDental

    Find out more about our life insurance plans on our HumanaDental Website at www.humanadental.comNew Window