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Prescription Drug Coverage
Humana's innovative prescription drug benefits include Rx4, Rx4 + Deductible, and RxImpactSM.
With all three prescription plans, covered drugs are grouped into four levels.
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How Our Prescription Drug Plans Work
At Humana, we know that paying for medications can be a challenge. Our prescription plans offer you choices you can make with confidence.
Rx4
Rx4 puts drugs in one of four levels. The lower the drug's coverage level, the less the you pay. Level One, with the lowest copayment, includes many popular generic drugs.
Rx4 with Deductible
Level One drugs, including many generics, are not subject to a deductible and have the lowest copayment. You pay an annual deductible for drugs in Levels Two, Three, and Four combined.
After meeting the deductible, you pay a fixed copayment or percentage for each prescription; the plan pays the rest.
RxImpact
With RxImpact, drugs are placed in four groups according to their ability to prevent a serious medical episode in the immediate future.
- Humana pays a fixed allowance toward the cost of drugs in each group.
- You pay the difference between the allowance and the pharmacy's price, so you can save money by talking to your doctor about lower-priced medications.
Drugs most likely to prevent illness are in Level One regardless of their cost.
- View possible alternatives for a drug.
- Look up the estimated retail price of a drug.
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Find participating pharmacy locations and details such as distance, operating hours, phone numbers, and drive thru availability. |
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