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HumanaOne® Term Life Insurance

HumanaOne Term Life Insurance is a simple and affordable way to provide money to your loved ones in the event of your death. Term life policies are available with or without a HumanaOne health plan.

Coverage amounts start at $25,000 and can top $1 million.
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HumanaOne – Term Life InsuranceExternal Website

To find out more about our individual life insurance, visit our Website at HumanaOne.comExternal Website

Term Life Insurance Features and Benefits

  • Monthly premiums are guaranteed to remain level for 10, 15, or 20 years (depending on your plan) regardless of your health.

  • You can also choose from additional benefit options including a premium waiver if you become totally disabled, an accidental death benefit, and children's term life.

  • You can apply for HumanaOne Term Life Insurance coverage over the phone, with minimal paperwork and just a few simple health questions.

  • In most cases, you don't need a medical exam for coverage through $150,000.

  • Policy Options

    Policies are available with these initial coverage term options:

    • 10-year term – ages 18 to 65
    • 15-year term – ages 18 to 60
    • 20-year term – ages 18 to 55

    Optional benefit riders are available if you purchase a policy and are between ages 18 and 55. Age limits apply.

    HumanaOne Individual Health and Life Plans are insured by Humana Insurance Company, Humana Health Plan, Inc., Humana Insurance Company of Kentucky, Humana Health Benefit Plan of Louisiana Inc., or Humana Health Insurance Company of Florida, Inc. Dental benefits underwritten by HumanaDental Insurance Company. In Kentucky, The Dental Concern Inc (TDC).

    For AZ and TX residents: Insured by Humana Insurance Company

    Limitations and exclusions apply.